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Groves Capital's Loan Programs

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No program matches that search — call (626) 649-1289 and ask, chances are we have it.

QM LoansView pages ›

●VA(Purchase, Refi, IRRRL Refi, zero down)› ●FHA(Purchase, Refi, Streamlined Refi, 203(k) Reno)› ●USDA(Purchase, Refi, zero down, rural properties)› ●Conventional(Purchase, Refi, Homestyle Reno)›

Construction, Fix & FlipView page ›

●Ground Up(Max $5mil, 650+ Fico, 85% LTC / 65% ARV)› ●VA, USDA, FHA(1x close, 650+ Fico, 96.5%–100% LTV)› ●Conventional GUC(1x close, 680+ Fico, 90% LTV)› ●Fix & Flip($150k–$5mil, min 500+ Ficos, 85% LTC)›

Down Payment AssistanceView page ›

●National DPA(5%, Purchase, non-FTHB OK, 600+ Fico)› ●CALHFA(CA only, 3%–6%, 640+ Fico, FTHB only)› ●GSFA(CA only, 3%–5.5%, 640+ Fico, non-FTHB OK)›

HECM & Hybrid ReversesView page ›

●HECM(62 yrs+, fixed-rate, no pmt, PMI & HUD apply)› ●Homesafe Std(55 yrs+, fixed-rate, no pmt or PMI)› ●Homesafe Sel(55 yrs+, ARM LOC, no pmt or PMI)› ●EquityAvail(55 yrs+, Ficos/DTI/fixed pmt apply)›

Non-QM LoansView page ›

●P&L(Self- or CPA-prepared, no tax returns)› ●ITIN(No SSN required, Purchase & Refi)› ●DSCR(Purchase & Refi, 1-4, 5-10 Units, 2-8 Mixed-use)› ●WVOE(Employer-prepared, no paystubs/tax docs)› ●1-Yr 1099(Purchase & Refi, no tax returns required)› ●Jumbo Loan(Max 89.99% LTV w/ no PMI)› ●Foreign Nationals(Valid Visas and/or EADs)› ●Bank Statement(Business or personal accounts)› ●Asset Depletion/Qualifier(Assets as income)› ●No Ratio(Investment property only, No DTI/DSCR)› ●No Income/Employment/DTI(Primary & 2nd only)› ●Non-Warrantable Condos & Condotels(OK)›

Commercial & Hard MoneyView page ›

Bridge SBA Loans Commercial 1st & 2nd Trusts Mixed Use Industrial Retail Blanket Warehouses Multifamily Apartments Office Buildings Mobile Home Parks Storage Senior Healthcare Hospitality Churches Commercial Trucks Construction / Other Equipment Business Loans Rehab / Construction Loans Luxury Assets (airplanes, exotic cars, yachts) Development LLC, Corp, Trust, etc.

HELOC & HE LoanView page ›

●CES/HE Loan(2nd closed-end fixed-rate loan)› ●Fixline(HELOC w/ fixed-rate 3-yr draw term)› ●HELOC(Full-Doc IO payment draw term)› ●Non-QM HELOC(Alt-Doc IO payment draw term)›

Specialty LoansView page ›

●Bridge($50k–$10M, 12-18 months, buy then sell)› ●Doctor Loan(100% LTV w/ no PMI, up to $2M)› ●Mobile Home(Chattel loans, 20 or 25 yr term)› ●Vacant Land(65% LTV, no acreage limits, no prepay)› ●Cannabis Income(Licensed operator's income)› ●Crypto Qualification(Down, closing costs, reserves)› ●Agricultural/Farm(Comm. Ag, hobby farms, others)› ●1031 & Reverse 1031(Investment tax deferred)›

Unique OptionsView page ›

●Temporary Buydown(3/2/1, 2/1, 1/1, 1/0)› ●Lock Rate(while you shop)› ●Real Estate Broker Fees(financed in loan)›

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Radlam Thai

Wholesale Loan Officer | NMLS# 892235
Groves Capital, Inc. | Company NMLS# 1678775
Mobile: (626) 649-1289 · radlamloan@gmail.com
www.radlamloan.com

Radlam Thai | NMLS# 892235 | Groves Capital NMLS# 1678775 | (626) 649-1289 | radlamloan.com

Groves Capital, Inc. (NMLS #1678775), 4883 Ronson Ct., Suite A/B, San Diego, CA 92111. (888) 611-0998. Equal Housing Lender. Visit www.nmlsconsumeraccess.org for licensing information. This flyer is for informational purposes only and does not constitute a loan commitment.