Blended Rate Calculator

Combine a first and second mortgage on one property to see the combined loan, total payment, combined LTV, and the blended interest rate.

Property Info

Current Property Value ($)

Property Taxes ($ / yr)

Homeowner's Insurance ($ / yr)

Mortgage Insurance — MI ($ / mo)

HOA Dues ($ / mo)

Loan Balance ($)

Interest Rate (%)

Original Term

First Payment Month

First Payment Year

Monthly Payment (P&I)

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LTV

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Payments Made

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Remaining Term

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This loan appears to be paid off — its payment is treated as $0.

Loan Amount ($)

Interest Rate (%)

Term

Monthly Payment (P&I)

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LTV

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Blended Rate

Weighted average of both rates by loan amount.

Combined Loan Amount

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Combined LTV

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Total Monthly Payment (P&I)

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Total Monthly Payment (with taxes, insurance, MI & HOA)

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Taxes —/mo Insurance —/mo MI —/mo HOA —/mo

Estimates only, for illustration. Payments are principal & interest unless noted; the all-in total adds monthly taxes, insurance, MI, and HOA.